Can you explain when the ‘normal expenditure out of income’ exemption applies with regard to making gifts free from inheritance tax?
My son has just turned 11 and I’m getting concerned about the rising costs of further education. What steps can I take now to minimise his future student debt?
I have five years until I retire and want to know how I can make best use of the cash I have available to prepare for my retirement.
I hear that if a certain fund does well then it can charge performance related fees. How does this work and is it really fair?