Weddings and civil partnership ceremonies are big business and even a fairly modest one can cost a five-figure sum. Research we carried out recently with 500 engaged couples showed that around seven out of ten rely on the bank of mum or dad to help them afford the day of their dreams.

The good news is that the costs of the 'big day' are more likely to be split three ways, with both sets of parents putting money into the wedding pot as well as the couple.

Whoever picks up the bill, six out of ten of the couples polled expect to spend less than £10,000 when tying the knot – well below the average £21,000 it costs for a traditional wedding. Whether this is because they plan to have a frugal day or just underestimate the actual costs isn’t clear but it’s often a shock to see how all the different elements for the special day add up.

With the cost of weddings and civil partnership ceremonies increasing each year, it’s a good idea to start saving as early as possible. Seeking expert advice from a financial adviser will help you decide the best way to save enough to achieve the perfect day of your dreams.