for financial advisers only

Joint life

A life policy option, where life assurance is taken out by one (or more) individuals, and payout is made on the death of the first life assured or the last remaining life assured.

Joint life first death

Where a bond ends on the earlier of full encashment, or the death of one of the lives assured.

Joint life last death

Where a bond ends on the earlier of full encashment, or death of the last remaining life assured.

Junk bond

A high risk, high yield debt security rated below investment grade at the time of purchase.

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