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Objective and policy changes
(1 June to 31 December 2010)

Name Description Fund Range Effective Date
SVM UK Alpha Objective change Life and Pensions and Skandia Investment Solutions 01 Dec 2010

Old objective: : To achieve above average capital growth over the medium to long term (although short-term investment opportunities will also be considered) and it aims to outperform the FTSE All Share Index. The Fund will invest principally in securities of UK companies listed on the London Stock Exchange.

New objective:: To achieve above average capital growth over the medium to long term (although short-term investment opportunities will also be considered) and it aims to outperform its peers in the IMA Global Growth Sector. The Fund will invest in a portfolio of Global equities and other equity related instruments such as Exchange Traded Funds.
Please note: this fund also changes name to SVM World Equity on 1/12/2010
Standard Life UK Smaller Companies Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life UK Gilt Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life UK Equity High Income Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life Managed Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life UK Equity Growth Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life Select Income Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life Corporate Bond Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life UK Opportunities Policy change Skandia Investment Solutions 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
Standard Life Japanese Equity Growth Policy change Standard Life Japanese Equity Growth 21 Oct 2010

Policy change: The policy will change to increase the investment and borrowing powers of the funds and to allow the use of derivatives for investment purposes. The investment objectives will not be changing.
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