for financial advisers only

Skandia's products

Available only from your financial adviser

Companies like Skandia are known as ‘product providers’. There are various ways you can invest, such as pensions, ISAs and bonds, and protection products such as life insurance. We offer all of these products.

Another industry term used to describe investment products is ‘wrappers’ or ‘tax wrappers’. That’s because they are used to hold the assets you are investing in – usually in a way that gives tax advantages.

We don’t sell or promote our products directly to customers. Instead, we deal only through financial advisers. That’s because we believe that their expertise will increase our customers’ chances of achieving their goals.

Your financial adviser will be able to recommend which products are suitable for you and what funds to hold in them once they have completed a full assessment of your personal objectives and your attitude to risk. (See ‘Investing the Skandia way’).

The Skandia product range

We offer the following product types:

Investment products

Whether your goal is to meet a future expense such as education fees, helping the family onto the property ladder or maybe saving for the proverbial ‘rainy day’ – we offer a variety of tax-efficient ways to invest for long-term growth.

Retirement Products

With the prospect of ever-increasing life expectancy, planning for the future is not just sensible; it’s vital. The best way to ensure a decent income in retirement is to begin saving for it as soon as possible. Our retirement product range provides a choice of ways to do so, depending on your circumstances.

Protection products

When assessing your financial goals it is also an ideal time to build-in the reassurance of insurance protection for you and your family. After all, it’s only sensible to consider how best to provide for them should anything happen to you. Our protection range gives the flexibility to adapt your cover in future as your circumstances change.

Tax planning and trusts

Arrangements to protect your assets from unnecessary taxes can be very complex. Our experts have developed a range of measures to support your financial adviser’s tax planning recommendations and help you reduce your inheritance tax liability.

A member of the Old Mutual Group

This site is designed for UK investors only.