You can choose from a range of six funds. While the full Skandia risk levels range from 1-10, Spectrum is designed to accommodate the requirements of investors with a risk level of 3 to 8. Each fund has an asset allocation designed to maximise the expected return for a given level of risk.
Unlike most other risk-rated funds, Spectrum funds have defined volatility targets. This means they can be matched more closely to clients' risk levels. Other advantages include:
- A suitable risk managed fund for the majority of client risk profiles (over 95% of investors fall within risk profiles 3-8).
- A quarterly review of economic data which makes sure that asset allocations reflect long-term volatility targets, keeping them current and appropriate for each risk level.
- A proven and established risk profiling and asset allocation model developed and supported by Towers Watson.
- The award-winning management expertise of Skandia Investment Group in selecting and giving access to managers not readily available to the retail market.
More on Spectrum
Graham Bentley, Head of Proposition at Skandia, outlines the benefits of the Spectrum fund range in our short video: