Royal Skandia absolute trust reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters for your UK resident clients, who wish to use a Royal Skandia Absolute trust for a Royal Skandia offshore bond.

Royal Skandia discretionary trust (Manx law - settlor excluded)

Royal Skandia discretionary trust (Manx law - settlor included)

Royal Skandia discretionary trust reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters for your UK resident clients, who wish to use a Royal Skandia Discretionary trust for a Royal Skandia offshore bond.

Discounted gift scheme illustrative tables of discounts

This guide is for financial advisers only and indicates the estimated value of the 'discount' for gifts into a bare and discretionary discounted gift trust.

Discounted Gift Trust (Manx law - bare version)

Discounted Gift Trust (Manx law - discretionary version)

How a Skandia Discounted Gift Trust can help you

This client guide explains how you can reduce your potential inheritance tax liability using a Skandia Discounted Gift Trust.

Royal Skandia Discounted Gift Trust at a glance

This document provides an overview of Royal Skandia's Discounted Gift Trust.

Royal Skandia Discounted Gift Trust reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters for your UK resident clients, who wish to use a Royal Skandia Discounted Gift trust for a Royal Skandia offshore bond.

Starting your discounted gift trust with a Royal Skandia Collective Bond

Application for a discounted gift trust with a Royal Skandia Collective Bond.

The Discounted Gift Trust - bare version

This client guide explains the bare version of the Skandia Discounted Gift Trust.

The Discounted Gift Trust - discretionary version

This client guide explains the discretionary version of the Skandia Discounted Gift Trust.

Additional loan agreement and acknowledgement of receipt of loan by trustees

This document evidences any further loan from the settlor to the trustees for investment within their existing bond.

Guide to your Royal Skandia loan trust (bare version)

This client guide describes how a loan trust works and the benefits of your loan trust being invested in a Royal Skandia bond. 

Guide to your Royal Skandia loan trust (discretionary version)

This client guide describes how a loan trust works and the benefits of your loan trust being invested in a Royal Skandia bond. 

How a Royal Skandia loan trust can help you

Request to trustees for loan repayment and acknowledgement of receipt of loan payment

This document should be completed where the settlor wishes to request repayment of some or all of their outstanding loan.

Royal Skandia loan trust (Manx law - bare version)

Royal Skandia loan trust (Manx law - discretionary version)

Royal Skandia loan trust reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters for your UK resident clients, who wish to use a Royal Skandia Loan trust for a Royal Skandia offshore bond.

Deed of appointing an additional trustee

The aim of this document is to appoint a new trustee to act jointly with the 'Trustees' under the terms of the settlement.

Helping you choose a suitable trust for inheritance tax planning

A trust is one way you can reduce your inheritance tax (IHT) bill and this document provides information to help you choose a suitable trust for this purpose.

Letter of wishes

A draft letter of wishes for use with your own legal advisers and for use with Interest in Possession (IIP) and discretionary trusts.

Letter of wishes example wordings

This guide provides example wordings of letters of wishes.

Letter of wishes - Royal Skandia Life Assurance Limited

Normal expenditure - draft letter to donee

This document is provided as a draft to help advisers and their clients document their use of the normal expenditure out of income exemption.

Normal expenditure reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters.

Notes for the completion of form IHT400

These notes can be used as guidance for personal representatives completing form IHT400.

Royal Skandia Retained Care Trust: Key features

This document explains the key features of the Royal Skandia Retained Care Trust. The Royal Skandia Care Account and the Royal Skandia Retained Care Trust were sold up until 2002.

Rysaffe principle reasons why

This document suggests some of the reasons that you may wish to incorporate within your recommendation letters for your UK resident clients, who wish to use multiple Royal Skandia trusts.

Your guide to a Royal Skandia excluded property trust

This client guide is for non-UK domiciles moving permanently to or currently living in the UK.

Your guide to UK inheritance tax and trusts

This guide is designed to give you a basic understanding of inheritance tax and how you could reduce your inheritance tax liability in order to pass on as much wealth as possible.

Trustee fact find

This document suggests some of the information that financial advisers may want to incorporate in a trustee fact find.

Adviser application - Royal Skandia Trust Company

Application to do business with Royal Skandia Trust Company Limited.

Appointing Royal Skandia Trust Company as a trustee

This financial adviser guide describes how to do business with Royal Skandia Trust Company.

A guide to trusts by Royal Skandia Trust Company

This document explains some of the benefits of trusts and how the professional trustee service provided by Royal Skandia Trust Company can take the effort out of managing your trust fund.

Guide to your Royal Skandia Trust Company Enhanced loan trust

This client brochure explains how a Royal Skandia Trust Company Enhanced loan trust works and how it provides a flexible solution to Inheritance Tax (IHT).

Letter of request for distribution

This form should be used if the settlor wants Royal Skandia Trust Company to consider their wishes in relation to distributions to a beneficiary of the trust.

Letter of wishes example wordings

This guide provides example wordings of letters of wishes.

Letter of wishes - Royal Skandia Trust Company

Your client should complete this form if they would like their wishes to be taken into account when the trustees are making decisions regarding the trust.

Policy statement discretionary investment manager

This form should be completed by Royal Skandia Trust Company and the discretionary investment manager and sets out the conditions of appointment of the discretionary investment manager.

Policy statement investment adviser UK and Isle of Man only

This form should be completed by Royal Skandia Trust Company and the investment adviser and sets out the conditions of the appointment of the investment adviser. 

Royal Skandia Trust Company bank account details

This document shows the bank details you need for paying additional premiums into your Royal Skandia Trust Company trust.

Royal Skandia Trust Company client agreement

This form should be completed by the client to set up a Royal Skandia Trust Company Trust and includes terms of business.

Royal Skandia Trust Company client agreement - loan trust

This form should be completed by the client to set up a Royal Skandia Trust Company Loan Trust and includes terms of business, fee scales and bank instruction letter.

Royal Skandia Trust Company letter of addition

This form should be used when the settlor wishes to send additional property to Royal Skandia Trust Company as trustees and in doing so requests that RSTC accepts and applies the additional property as an addition to the Trust.

Royal Skandia Trust Company loan trust (bare version) (Manx law)

Trust deed for the loan trust.

Royal Skandia Trust Company loan trust - deed to waive loan

Royal Skandia Trust Company loan trust (discretionary version) (Manx law)

Trust deed for the loan trust.

Royal Skandia Trust Company special offer

This short document provides information about a special offer on new applications for bonds with a Royal Skandia Trust Company trust requesting Royal Skandia Trust Company are appointed as corporate trustee.