Application for the Collective Retirement Account

Application form for the Skandia Investment Solutions Collective Retirement Account. Can be used for new business, additional investment, pension transfers. In addition it can be used to request immediate maximum tax-free cash and income withdrawal for any lump sum investment or transfer as detailed in the completed application.

Confirmation of verification of identity (COVI)

Use this form to provide the necessary identity information and verification of identity to support a new application. Don't use this with the Offshore Collective Investment Bond - there's a separate form for this.

Investment continuation form

Provide additional fund choice details if you have run out of space on an application form.

Third party payer form

Use this form to accompany applications where a third party is paying the investment amount.

Employer payer form

This form is to be completed by an employer who is making contributions to a Collective Retirement Account.

Power of attorney form

Completing this form will allow one or more people to be nominated to act as attorney on a bond or account.

Portfolio rebalancing instruction

Use this form to apply regular portfolio rebalancing to a bond or account, or re-instate a portfolio rebalancing that has been stopped in the past.

Change to commission

Form to request a change to switch commission or trail commission terms. Don't use this with the Offshore Collective Investment Bond - there's a separate form for this.

Change to account/bond details

Form to request a change details we hold in relation to a bond or account… personal details, bank details, investment options.. those types of things. Don't use this with the Offshore Collective Investment Bond - there's a separate form for this.

Skandia Investment Solutions switch/redirection request

Form to request a switch, redirection or portfolio restructure on a Skandia Investment Solutions plan (excluding the Offshore Collective Investment Bond). 

Transferring scheme authority for use with the Collective Retirement Account

Use this form to transfer a pension plan with another provider into the Collective Retirement Account.

Expression of wish for use with the Collective Retirement Account

Use this form to nominate a person or persons to receive pension benefits in the event of the death of the pension accountholder.

Death benefit distribution request form

This form can be used by the Legal Personal Representative of the deceased member's estate to indicate who they consider should recieve death benefits from th scheme.

Direct debit instruction for use with the Collective Retirement Account

Use this form to change bank details on a Collective Retirement Account that is already set up.

Flexible Drawdown Explanatory Guide and Declaration

This document provides a brief overview of the flexible drawdown facility and the requirements that need to be met. It also includes the declaration form which must be accompanied by the Benefit Crystallisation Form for Income Drawdown where appropriate. 

Benefit crystallisation event request - Income drawdown

Use this form for a CRA when you wish to draw benefits as a drawdown pension.  If you are taking flexible drawdown, you will also need to complete a flexible drawdown declaration.

Benefit crystallisation event request - Annuity purchase

Use this form for a CRA when you wish to draw benefits through the purchase of an annuity from another pension provider.

Triviality payment request form - for use with the Collective Retirement Account

Use this form to request the payment of benefits under the Trivial Pension rules.

Money purchase transfer service

This form is to be completed to provide details for the Skandia Money Purchase Transfer Service.

Small pension fund lump sum payment - for use with the Collective Retirement Account

This form is used to request the payment of benefits under the small pension fund lump sum rules.

Skandia Transfer Analysis Service

This form is to be completed to provide details for the Skandia transfer analysis service.

Key features of the Collective Retirement Account

This Key Features Document provides a clear, balanced summary of the information you need to help make a decision about the Skandia Investment Solutions Collective Retirement Account (CRA). It describes the CRA and its benefits along with the potential risks involved with this investment. There's also a list of questions and answers to help fill in the finer details. You should read this document in conjunction with a personalised Key Features Illustration, Terms and Conditions and Funds List. You might also find the Skandia Investment Solutions Platform and Investment Guide a useful read. If you want to print this document out, please check out the print-friendly version.

Print-friendly key features of the Collective Retirement Account

This is a print-friendly version of the Collective Retirement Account Key Features Document.

Terms and conditions of the Collective Retirement Account

Specific terms and conditions applicable to the Skandia Investment Solutions Collective Retirement Account (CRA).

Funds list

Shows the list of funds available through the Skandia Investment Solutions platform, together with details of their objectives and risks.

Flexible Drawdown - a quick guide

This document provides a brief overview of the flexible drawdown facility and the requirements that need to be met.

A clear guide to your retirement options

This is a generic guide to your retirement options.

Adviser starter pack

A quick guide to help you get up and running on the Skandia Investment Solutions platform.

Guide to the Skandia Investment Solutions platform

An introduction to Skandia Investment Solutions: why we are unique, and how our solution helps you meet your business goals.

Platform and investment guide

The customer guide to Skandia Investment Solutions - this should ideally be read in conjunction with the appropriate Key Features Document.

SIS Reasons Why

This document is designed for use by financial advisers only and should not be relied on by anyone else. The statements will help in the preparation of marketing material and ‘Reasons Why’ letters, to help you communicate to your clients the benefits of investing with Skandia Investment Solutions.

Skandia Investment Solutions at a glance

This document provides an overview of products and charges on the Skandia Investment Solutions platform.

Skandia risk profile questionnaire for Retirement

This version of the risk profile questionnaire can be used to help you assess a client's attitude to risk in relation to retirement planning.

Benefits of the UK Client Extranet